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Benefits

Eligibility for benefits is determined by postdoctoral classification. The following charts summarize benefits by classification, title, and job code.

9132: Research Fellow (VUMC or VU)

9145: Postdoctoral Scholar, Research (VU)

Classified as Employees

2016-2017 Benefits Overview

Benefit

Summary

Health Insurance

  • Employee Health Insurance
  • Enrollment required within 30 days of hire date
  • Coverage begins on start date of appointment
  • If your home department is VU, details located at: VU Human Resources
  • If your home department is VUMC, details located at: VUMC Human Resources

The following additional benefits are available:

  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Accidental Death & Dismemberment (AD&D)
  • Short-term Disability
  • Long-term Disability
  • Flexible Spending Accounts
  • Health Reimbursement Account
  • Retirement Plan 403(b)

Benefits are provided through either VU or VUMC Human Resources Department:

 Questions? Contact the appropriate human resources department.

 

9146: Postdoctoral Scholar, Trainee (VU)

9134: Research Fellow Trainee (VU & VUMC)

Classified as Non-employees

2016-2017 Benefits Overview

Benefit

Summary

Health Insurance

Non-employee Health Insurance

Two separate plans are available: VU and VUMC (dependent upon home department of trainee).

VU Postdoctoral Scholar Trainees or VU Research Fellow Trainees

Plan Administrator: Gallagher/Insurance Carrier: UnitedHealthcare

  • Postdocs must enroll within 30 days of hire date
  • To enroll: Contact your department staff administrator who must submit a Benefits Action Form (BAF) to Irene McKirgan. Postdocs are not billed directly for health insurance. Your department is billed.
  • Postdocs must enroll dependents within two weeks of the effective start date on the BAF. Postdocs are not billed directly for dependent health insurance coverage. Your department is billed.
  • This is an annual policy with four termination dates: December 31, April 30, May 30 and August 11

To terminate coverage: Department administrators must complete a Benefits Action Form (BAF) and submit to Irene McKirgan. Center numbers will continue to be charged until a termination BAF is received.

Detailed information located at: https://www.gallagherstudent.com/vandypostdoc

 

Annual Gallagher Rates

Non-employee Trainee and Fellows Plan

Annual Rates (may be purchased by semester)

Trainee Only

$3,049

Spouse

$3,049

One Child

$3,049

Two or More Children

$6,098

Spouse + Two or More Children

$9,147

 

 

VUMC Postdoctoral Scholar Trainees

Plan Administrator: Garnett-Powers/Insurance Carrier: Aetna

  • Postdocs must enroll within 30 days of hire date
  • To enroll: Contact your department staff administrator who must submit a Benefits Action Form (BAF) to Amy Grubb
  • To terminate coverage: Department administrators must complete a Benefits Action Form (BAF) to Amy Grubb. Center numbers will continue to be charged until a termination BAF is received.

Detailed information located at: http://www.garnett-powers.com/vanderbilt/

Monthly Garnett-Powers Rates

Coverage Type 

Benefits Package w/ Dental HMO

Benefits Package w/ Dental PPO

Postdoc only

$459.64

$471.98

Postdoc + Spouse

$1,060.72

$1,085.01

Postdoc + Child

$949.67

$980.63

Family

$1,532.79

$1,579.01

 

All postdoctoral trainees enrolled in this benefits package are given the option of buying-up into the Aetna PPO 90/70 Health Insurance Plan for a small monthly premium. Many postdocs have asked if their grant/department will pay for the buy-up premiums, if the funds are available. Since the Graduate School cannot be invoiced for postdoc buy-up premiums, you must discuss this option with your respective department. If approved, each department will determine how they wish to handle payment. Please note: If Garnett-Powers does not receive payment for the buy-up premium by the scheduled due dates, the trainee's benefits will terminate and they will not be able to re-enroll until the next open enrollment period in the fall.  Reimbursement/payment of the postdoc premium on behalf of the trainee is to be negotiated between the department and the trainee .

Monthly Aetna Buy-Up PPO 90/70

Coverage Type 

Monthly Buy-Up Premium

Postdoc only

$31.85

Postdoc + Spouse

$73.93

Postdoc + Child

$65.32

Family

$105.79

Optional Dental and Vision

Both VU & VUMC Postdoctoral Scholar Trainees have the option to enroll in vision and/or dental coverage. Two plans are available to choose from. Health insurance coverage is separate and independent of optional dental/vision coverage.

If a postdoctoral trainee chooses to participate in one of these plans, they are responsible for enrolling and making payments as necessary to the company they select.

Optional Vision/Dental Coverage

Garnett-Powers

Vision 

$8.93/month

Dental 

$14.90/month (HMO)

Gallagher

Vision

$7.00/month

Dental

$34.81(any provider)

$23.55 (network provider)(PPO)

For additional information, contact:

Garnett-Powers

Gallagher

Life Insurance

Not eligible

Accidental Death & Dismemberment (AD&D)

Not eligible

Short-Term Disability

Not eligible

Long-Term Disability

Not eligible

Flexible Spending Accounts

Not eligible

Retirement Plan

Not eligible